5paisa Margin Exposure Limit, Leverage for Intraday and F&O

15.12% 1,002,020 Clients




* Margin Policy Update

As per the SEBI circular dated November 19, 2019, starting from September 01, 2021, brokers cannot offer additional margin (i.e. 20x) in any segment including intra-day at BSE, NSE and MCX. The margin is now decided by the exchange and remains the same for all brokers. For all intraday product types i.e. MIS, BO, CO trades, the leverage will be the same which is the VAR+ELM margin. Visit New margin requirements in India Stock Market to know more.

Incorporated in 1995, 5paisa.com is a Mumbai based discount stock broker. 5paisa provides a range of trading and investment services to its customers. The company offers trading services in stocks, currencies, Futures and Options. Robo advisory and Algo trading are other major offerings of the company. Robo Advisory is an automated investment advisory system that helps you choose mutual funds as per your profile. Algo Trading leverages computer programs to analyse markets and places trades on the terminal thereby reducing manual intervention. Besides it also offers Mutual Funds, Insurance and Loans.

5paisa charges one of the lowest brokerage fees in the market. Customers can trade at a flat fee of Rs 20 per executed order in Equity, Currencies and F&O. The brokerage fee is irrespective of the volume of the trade.

5paisa customers can choose to trade in their desired securities using the trading platforms offered by the company. The platform is available on the web, mobile app, and as an installable desktop trading application.

Key Facts About 5 Paisa

  • Offers flat fee brokerage at Rs 20/order
  • Offers access to advanced trading platforms and tools like Robo Advisory Algo Trading
  • Online paperless account opening process
  • Member of SEBI, NSE, BSE and NSDL

5paisa Exposure Limit

Besides giving access to advanced trading tools and low brokerage fee, 5paisa also offers attractive leverage margin facility to its customers. The leverage facility allows 5paisa customers to trade in a large number of shares or contracts by paying only a fraction of the trade value. For intraday trading in stocks, you can get up to 12 times the available funds in your account. The leverage for delivery trades in stocks is up to 3.5 times. The margin facility helps you multiply your profits in a short term bullish trade.

5paisa Margin Policy- Key Points To Note

  • 5Paisa gives margin funding facility on net buy basis in exchange approved securities and 5Paisa approved stocks.
  • Customers need to give their consent to avail margin funding facility.
  • Traders need to pay the margin upfront as per the exchange guidelines.
  • Interest is charged by 5Paisa on the funding provided.

The limit of exposure given by 5paisa for different segments and trade is-

Special Offer: FREE Account Opening (Rs 650 waived) + Pay-as-you-go Demat AMC + FREE Mutual Fund Account + Trade at flat Rs 20 per order. Open Instant Account with 5paisa and start trading today.

5paisa Margin

SegmentTrading Margin
Equity DeliveryUpto 4x (Category E 4x, A 3.5x, B 3x, C 2x, D 1.5x)
Equity IntradayUp to 20x
Equity FutureIntra-day: 3.5x | Carry forward: 1x (no margin)
Equity OptionIntra-day: 1x | Carry forward: 1x
Currency FutureIntra-day: 1 time | Carry forward: 1x
Currency OptionIntra-day: 1x | Carry forward: 1x
Commodity Future
Commodity Option
5paisa Special Offer

5paisa.com Limited Time Offer - Free Account Opening (Rs 650 waived)

Open 5Paisa Trading Account and get Free Trading, Demat and Mutual Fund Account + FREE 1st year Demat AMC + Trade at flat Rs 20 per order.

Open Online Account Now! and start trading today.

Frequently Asked Questions

  1. 1. Does 5paisa charge any interest for exposure money?

    Yes, 5paisa charges interest rates on the amount loaned to customers as margin funding. The 5paisa margin interest rate is 18% per annum calculated monthly.

    5 paisa margin funding is a facility offered by the stock broker to its customers. A margin funding is a loan like a facility wherein a customer can trade in select stocks (approved by Exchanges and 5paisa) by paying a fraction of the total trade value. The rest of the amount is paid by the stock broker to the exchange.

    The margin limits vary depending on the trade type and stocks category. For example, 5paisa margin for delivery limit is up to 4x. So, if a client has Rs 10,000 in his account then he can trade up to Rs 40,000. Similarly, 5paisa intraday margin in up to 20x. So, with Rs 10,000 in his account, an intraday trader can trade up to Rs 2 lakhs.

    5paisa Margin Funding Limits

    Trade Segments

    Margin Limits

    Equity Delivery

    Up to 4x (Category E 4x, A 3.5x, B 3x, C 2x, D 1.5x)

    Equity Intraday

    Up to 20x

    Equity Future

    Intra-day: 3.5x | Carry forward: 1x (no margin)

    Equity Option

    Intra-day: 1x | Carry forward: 1x

    Currency Future

    Intra-day: 1 time | Carry forward: 1x

    Currency Option

    Intra-day: 1x | Carry forward: 1x

    Commodity Future


    Commodity Option




  2. 2. What is the maximum time limit available to resettle the 5paisa exposure amount?

    There's no maximum time limit mentioned to resettle the 5paisa exposure amount in its terms and conditions. However, 5paisa charges interest rates on the margin amount loaned at 18% per annum calculated monthly. The interest will keep accruing until it is paid. So, the more you delay, the more interest you have to pay.

    5paisa margin funding is a loan like a facility backed by collateral. The collateral, in this case, is the securities (stocks, derivatives etc.) brought in a margin funded trade. As per the 5 paisa margin trading facility terms and conditions-

    1. While activating the 5paisa margin trading facility, the client will authorize 5paisa to keep securities bought under the margin funding as collateral. All corporate benefits from the pledged securities such as bonuses, dividends etc., will also be pledged as collateral till the funded margin amount is repaid by the client.
    2. 5paisa allows changing the securities for collateral. So, if you bought Reliance shares in Margin funding Facility and the shares are pledged as collateral then you can replace it with stocks (of the same category) owned by you. The market value of the shares must be equal.
    3. 5paisa reserves the rights to sell the securities in case of non-payment of margin amount.

    Excerpt From 5Paisa Margin Trading Terms & Conditions

    • By agreeing to avail Margin Trading Facility with 5paisa, client is deemed to have authorized 5paisa to retain and/or pledge the securities provided as collateral or purchased under the Margin Trading Facility and any corporate benefit thereon, if any, till the amount due in respect of the said transaction including the dues to 5paisa is paid in full by the client.
    • The client has a right to change the securities collateral offered for Margin Trading Facility at any time with prior notice in writing to 5paisa so long as the securities so offered are approved for margin trading facility.
    • 5paisa may immediately without any notice liquidate the security/collateral and or close out the position in the happening of the following events:
      • if any instrument for payment of Margin Money / Monies is/are dishonoured.



5paisa Competitors Review

Information on this page was last updated on Wednesday, March 3, 2021


Chetan mhatre
4. Chetan mhatre  Jun 3, 2021 00:32 I Like It. | Report Abuse Reply
I had 1481 rs in margin but after some month automatically all amount deducted so can tell me why this happens without any intimate
geeth poojary
3. geeth poojary  Jan 5, 2021 08:21 I Like It. | Report Abuse Reply
interest calculated is not 18% per annum 21.9% per annum amount is calculated
2. ParthaG  Jul 19, 2019 22:22 I Like It. | Report Abuse Reply
Intraday / Delivery Margins (Updated)

1. TULSIRAM GOKULA  Feb 6, 2019 13:28 I Like It. | Report Abuse Reply
I had placed an order 100 Qty. it was rejected. reason is required amount is Rs 5000, where as available is 1500. as you are proving exposure 12 times for intraday . then why it was rejected!

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