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Same thing happened with us,we went to sbi for 2 year statements for home lone and they cunningly opened denar account without our consent and dint gave any information about it, they took our pan, aadhar and signed on forms and told us that this is needed for homelone.afterthat when money debited from account we came to know that they decieved us.what banks are looting today their coutomeres.this is clearly malpractice,I strongly condemn it.