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There appears to be more than required interest in the NCD/BOND market (almost like 1995-97 era)--where NCD + FD market were flooded with high interest promising return instruments--which were followed by plethora of companies going bust cases, eg APPLE Finance, Llyods Finance, NICCO-UCO, Alpic etc)--these issues are similar to that --most of these issues will face very tough time in days to come (with Indian economic growth showing all signs of falling below 7% coupled with very high & sustained inflation + no productive capital growth by GoI + falling global growth)--the small & retail investors (lured by the extra interest now) will be the greatest hit--so better be cautious & avoid --regds