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I have been a zerodha user since last 3 years. I wanted to shift to a 3-in-1 account, since the full time brokers have reduced their rates and there is no advantage of staying with discount brokers, since all the margin benefits are gone. Hence, I selected Kotak securities. I was much afraid of looking at the reviews here, but in my research I found only Kotak had all the feartures that I needed and was offering best cost. I honestly say that I am surprised. It has been 3 months and I am amazed that I faced none of the issues ppl are sharing here. I use Nest trading platform, orders are super fast, bills are clear, statements are transparent. Give it a try with free trade plan and switch to nest trader. Best experience.

@niranjan
How's your experience right now?
Nest or kotak app is good?
Are Charges high in trade free plan?

It's been more than 7 months now. I still do not know why ppl are negative like hell about this broker. It's the only bank based broker which is offering something which is even cheaper than discount broker (free intraday). My experience has been awesome with nest. I had used kotak mobile app and website, they are not that good, I am proficient with nest, hence have been using it since opening account here. Just see other bank based brokers, they will literally loot you and they dont shy away showing their rate list.