Bookbuilding IPO | ₹[.] Cr | Listing at BSE, NSE |
Social Worth Technologies Ltd. has filed a Draft Red Herring Prospectus (DRHP) with SEBI on June 29, 2026 to raise funds through Initial Public Offer (IPO).
Social Worth Technologies Ltd. IPO is a Book Build Issue consisting of fresh issue of ₹750.00 crores and an offer for sale (OFS) of upto 4.01 crore equity shares.
The equity shares are proposed to be listed on NSE and BSE. Kotak Mahindra Capital Co.Ltd. is the book running lead manager and MUFG Intime India Pvt.Ltd. is the registrar of the issue. Key details like IPO dates, IPO price bands and lot size are yet to be announced.
Refer to Social Worth Technologies IPO DRHP for more details.
| IPO Date | [.] |
| Listing Date | [.] |
| Face Value | ₹5 per share |
| Price Band | |
| Lot Size | |
| Sale Type | Fresh capital cum OFS |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Fresh Issue | [.] shares (agg. up to ₹750 Cr) |
| Offer for Sale | 4,00,71,200 shares of ₹5 (agg. up to ₹[.] Cr) |
| Share Holding Pre Issue | 4,74,08,000 shares |
| Share Holding Post Issue | 33,80,11,926 shares |
| Description | Date |
|---|---|
| Filed with SEBI/Exchange | Mon, Jun 29, 2026 |
| Investor Category | Shares Offered |
|---|---|
| QIB Shares Offered | Not more than 50% of the Net Issue |
| Retail Shares Offered | Not less than 35% of the Net Offer |
| NII Shares Offered | Not less than 15% of the Net Offer |
| Category | Limit | Cut-off |
|---|---|---|
| RII | Up to ₹2 Lakhs | Yes |
| sNII | ₹2 Lakhs – ₹10 Lakhs | No |
| bNII | Above ₹10 Lakhs | No |
| Employee (EMP) | Up to ₹2 Lakhs | Yes |
| Employee + RII/NII | Up to ₹2Lakhs (EMP) + RII/NII limits | Yes (EMP/RII) |
Incorporated in October 2015, Social Worth Technologies Limited (operating under the Fibe brand) is a technology-driven digital lending platform focused on providing consumer financing solutions to India's aspirational middle-income population. The company offers a diversified portfolio of personal loans (PL) and purpose-driven financing (PDF) solutions across education, healthcare, insurance, travel, rooftop solar, e-commerce, and other consumption categories through a fully digital lending platform.
Fibe leverages artificial intelligence (AI), machine learning (ML), and data science across customer onboarding, underwriting, risk management, fraud detection, operations, and collections to deliver fast, paperless credit solutions. The company has built a nationwide merchant network of over 10,387 touchpoints, enabling embedded financing at the point of purchase while maintaining a technology-led, asset-light operating model. As of March 31, 2026, the company had Assets Under Management (AUM) of ₹8,602.74 crore and ranked among India's top five digital consumer lenders by AUM.
The company operates through its mobile application with end-to-end digital loan origination and servicing, supported by diversified funding sources and disciplined risk management.
As of March 31, 2026, the company and its subsidiary employed 1,149 permanent personnel, including professionals across technology, analytics, product development, customer service, collections, business development, sales, marketing, finance, legal, treasury, and other support functions.
Strengths
Social Worth Technologies Ltd.'s revenue increased by 31% and profit after tax (PAT) rose by 126% between the financial year ending with March 31, 2026 and March 31, 2025.
| Period Ended | 31 Mar 2026 | 31 Mar 2025 | 31 Mar 2024 |
|---|---|---|---|
| Assets | 6,080.74 | 3,769.36 | 2,625.77 |
| Total Income | 1,601.47 | 1,224.86 | 780.09 |
| Profit After Tax | 257.47 | 113.73 | 101.25 |
| EBITDA | 647.78 | 357.09 | 265.89 |
| NET Worth | 2,185.81 | 1,705.96 | 1,038.36 |
| Reserves and Surplus | 1,422.00 | 1,156.51 | 1,035.68 |
| Total Borrowing | 3,553.37 | 1,872.75 | 1,434.45 |
| Amount in ₹ Crore | |||
| Company | Issue Type | Issue Size | Issue Price | PE Ratio | Listing Day Close | Listing Gain/Loss % | LTP |
|---|---|---|---|---|---|---|---|
| Aye Finance Ltd. | Mainboard | ₹1,010.00 Cr | ₹129 | 14.11 | ₹128.91 | -0.07% | ₹176.06 (-3.69%) |
| Tata Capital Ltd. | Mainboard | ₹15,511.87 Cr | ₹326 | 35.99 | ₹330.50 | +1.38% | ₹349.40 (-2.02%) |
| Laxmi India Finance Ltd. | Mainboard | ₹254.26 Cr | ₹158 | 18.35 | ₹134.11 | -15.12% | ₹113.92 (+4.48%) |
The Company proposes to utilise the Net Proceeds from the Issue towards the following objects:
| # | Issue Objects | Est Amt (₹ Cr.) |
|---|---|---|
| 1 | Investment in the Material Subsidiary, ESPL for augmenting its capital base, to meet its onward lending requirement | 562.60 |
| 2 | General corporate purposes | |
| Total | 562.60 |
| KPI | Mar 31, 2026 |
|---|---|
| Debt/Equity | 1.63 |
| RoNW | 14.95% |
| Pre IPO | Post IPO | |
|---|---|---|
| EPS (₹) | 54.31 | 7.62 |
Social Worth Technologies IPO is a main-board IPO of 0 equity shares of the face value of ₹5 aggregating up to ₹[.] Crores. The issue is priced at To be declared. The minimum order quantity is .
The Social Worth Technologies IPO open and close dates are not available as of now.
MUFG Intime India Pvt.Ltd. is the registrar for the IPO. The shares are proposed to be listed on BSE, NSE.
Zerodha customers can apply online in Social Worth Technologies IPO using UPI as a payment gateway. Zerodha customers can apply in Social Worth Technologies IPO by login into Zerodha Console (back office) and submitting an IPO application form.
Steps to apply in Social Worth Technologies IPO through Zerodha
Visit Zerodha IPO Application Process Review for more detail.
The Social Worth Technologies IPO dates are not announced. Please check back again after some time.
Social Worth Technologies IPO lot size and the minimum order quantity is not available at this time. Please check again later.
You can apply in Social Worth Technologies IPO online using either UPI or ASBA as a payment method. ASBA IPO application is available in the net banking of your bank account. UPI IPO Application is offered by brokers who don't offer banking services. Read more detail about applying IPO online through Zerodha, Upstox, 5Paisa, Nuvama, HDFC Bank, and SBI Bank.
The finalization of Basis of Allotment for Social Worth Technologies IPO will be done on [.], and the allotted shares will be credited to your demat account by . Check the Social Worth Technologies IPO allotment status.
The Social Worth Technologies IPO listing date is not yet announced. The tentative date of listing is .
