What is a 4-in-1 NRI Investment Account?

A 4-in-1 NRI account is a combination of PIS Bank, Non-PIS bank, demat, and trading account. This combination offers a hassle-free stock market investment in India to NRIs. An NRI can invest in Stocks, Mutual Funds, Bonds, NCDs, IPOs, and ETFs. NRIs can also trade in Equity and Currency derivatives through this account on both repatriation as well as a non-repatriation basis.

Accounts in 4-in-1 NRI account

• PIS NRE or NRO Bank Account (for investment on repatriations basis)
• Non-PIS NRO Bank Account (for investment on non-repatriations basis)
• NRI Demat Account
• NRI Trading Account

NRI 4-in-1 Accounts Provider

All large banks in India offer the NRI 4-in-1 account. Some of the popular banks offering 4-in-1 account include:

• ICICI Bank
• HDFC Bank
• Axis Bank
• Kotak Mahindra Bank
• SBI Bank