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Most banks offering 3-in-1 account asks for a Minimum Monthly Average Balance (MAB) in the saving bank account. The amount varies from the bank to the bank. For example:
|
Bank |
Minimum Balance |
|---|---|
|
ICICI Bank |
Metro and Urban locations - Rs 10,000 Gramin locations - Rs 1,000 |
|
HDFC Bank |
Metro and Urban locations - Rs 10,000 |
Note: Not maintaining the minimum balance results in penalties by the bank. For example, ICICI Bank charges a penalty of Rs 100 + 5% of the shortfall in required MAB every month. HDFC charges Rs 100 to Rs 600 per month.
Topic: 3-in-1 Account Defenition
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