Can NRIs have both NRE and NRO accounts?

Yes, NRIs can maintain both NRE and NRO accounts simultaneously. In fact, many NRIs use both accounts to manage different types of income and investment requirements.

An NRE account is generally used to hold foreign earnings and offers full repatriation of funds, while an NRO account is primarily used to manage income earned in India, such as rent, dividends, pension, or interest income. Having both accounts provides greater flexibility in managing funds, investments, and repatriation requirements.